Are we the only ones qualified? You would expect that only trained, professional, government approved instructors with years of driving experience would be able to become LGV and PCV driving instructors (car instructors have to be ADI qualified). However, you would be wrong, any person that has held a...Read More
Train Now Pay Later Finance Solutions
If you’re looking for HGV / PCV / Forklift training but would like to avoid the upfront costs, our ‘Train Now, Pay Later’ finance scheme allows you to start training today.
Our payment scheme also allows you to settle your finance plan early –with absolutely no penalties or charges for doing so! And you only pay interest on the time you have the finance agreement.
Finance can be used on ANY of our training courses
Call now! One of our training advisors will talk you through the Train Now, Pay Later Scheme and get a decision in less than five minutes – it really is that simple!
2 Start Ltd have teamed up with Pay4Later to offer you alternative payment methods for all of our qualifications.
Finance is available for any booking over the value of £300 offered at a standard rate of 19.9% APR and you can spread the payments over a period of 12 to 48 months
So lets have a look at some examples;
1. If you chose to do our LGV 2 professional package this would cost you £2391
- Paid deposit of £231
- Over 48 monthly repayment
- You would pay £61.33 per month
- Interest would be £864.92
- Total repaid £3,174.92
But don’t forget you can save yourself some of that interest, if you clear the finance off earlier and without any resulting penalties.
2. Now in this next example we are booking a LGV 2 Silver package, but we are paying a higher deposit. Normal cost £1786.
- Paid deposit of £446.50
- Over 48 monthly repayment
- You would pay £39.52 pr month
- Interest of £557.27
- Total repaid £2343.27
3. This time we will book a forklift course and reduce the number on months in which we pay the finance back. Normal cost £671.
- Paid deposit of £34.31
- Over 18 monthly payments
- You would pay £34.31
- Interest £80.82
- Total repaid £751.80
In summary, you can see we can adjust the monthly payments and the deposit amounts to make the finance best suit your situation.
If you are interested in paying for your course with finance we can run through more examples of how much you will repay and send you a link from which you can make your application online and then get an instant decision. Once you have been approved simply pay your deposit for your course and we will send out all of your confirmation details.
Your loan will be serviced by Pay4Later whilst we remain focused on what we do best, training!
These loans are a very affordable and a good way of looking after your cash flow.
2 Start Ltd acts as a credit intermediary and only offers credit products for Pay4Later Ltd via Omni Capital Finance. Credit provided subject to age and status.
Will I be eligible for finance?
Once you have filled in and submitted your online finance application, you will usually receive an instant approval or refusal. In any event of a refusal you will need to contact the numbers provided to summarize the reasons why.
Occasionally, orders will be held for manual assessment but in this instance you can expect to be notified by email of the credit decision within a few minutes
All loans are subject to status. You must be at least 18 years old and a permanent resident in the UK. Customers from outside the UK cannot apply for finance for any of 2 Start Ltd’s courses
The minimum booking value eligible for finance is £300.
How do I make my repayments?
Monthly repayments are taken by direct debit.
Your finance agreement starts from when you receive your confirmation details (usually when you book the course) and you don’t start repaying your loan till a month after this date.
Cooling Off Period
In line with distance-selling regulations, you have 14 days from the date you sign your agreement to change your mind about the loan. If you simply wish to change your mind about the loan but still attend your course, you must contact 2 Start Ltd and pay for your course in full using an alternative method, such as your credit card. Once the new payment has been verified, 2 Start Ltd will cancel your credit agreement and Pay4Later will return your original deposit.
It is sometimes possible to change the term of the loan if you wish, again please speak to us and we will see what we can do.
After all we are here to help.
Consumer credit service provided by Pay4Later in association with Omni Capital Retail Finance. Pay4Later is licensed by The Office of Fair Trading (FRN 760550,) as can be seen on the FCA website. For more information please refer to our frequently asked questions www.pay4later.com/consumer-support/ or visit www.pay4later.com .
Omni Capital Retail Finance is authorised and regulated by the Financial Conduct Authority, licensed by the Office of Fair Trading and a member of the Finance & Leasing Association. For more information please visit www.omnicapitalretailerfinance.co.uk.