Train Now, Pay Later!

If you’re looking for HGV / PCV / Forklift training but would like to avoid the upfront costs, our ‘Train Now, Pay Later’ scheme allows you to start training today for only a small deposit payment and then a series of monthly payments to follow.

Our payment scheme also allows you to settle your finance plan early –with absolutely no penalties or charges for doing so! And you only pay interest on the time you have the finance agreement.

Finance can be used on ANY of our training courses

Instant Decision

Call now and one of our training advisors will talk you through the Train Now, Pay Later Scheme and get a decision in less than five minutes – it really is that simple!

2 Start Ltd have teamed up with Pay4Later to offer you alternative payment methods for all of our qualifications.

Finance is available for any booking over the value of £300 offered at a standard rate of 19.9% APR and you can spread the payments over a period of 12 to 48 months

If you are interested in paying for your course with finance we can run through examples of how much you will repay and send you a link from which you can make your application online and then get an instant decision. Once you have been approved simply pay your deposit for your course and we will send out all of your confirmation details.

Your loan will be serviced by Pay4Later whilst we remain focussed on what we do best, training!

These loans are a very affordable and a good way of looking after your cash flow.

2 Start Ltd acts as a credit intermediary and only offers credit products for Pay4Later Ltd via Omni Capital Finance. Credit provided subject to age and status.

Will I be eligible for finance?

Once you have filled in your on line finance application, the details will be assessed and you will receive an instant approval or refusal of credit. Occasionally, orders will be held for manual assessment but in this instance you can expect to be notified by email of the credit decision within a few minutes

All loans are subject to status. You must be at least 18 years old and a permanent resident in the UK. Customers from outside the UK cannot apply for finance for any of 2 Start Ltds courses

The minimum booking value eligible for finance is £300.

How do I make my repayments?

Monthly repayments are taken by direct debit. Your finance agreement starts from when you receive your confirmation details (usually when you book the course) and you don’t start repaying your loan until a month after this date.

Cooling Off Period

In line with distance-selling regulations, you have 14 days from the date you sign your agreement to change your mind about the loan. If you simply wish to change your mind about the loan but still attend your course, you must contact 2 Start Ltd and pay for your course in full using an alternative method, such as your credit card. Once the new payment has been verified, 2 Start Ltd will cancel your credit agreement and Pay4Later will return your original deposit.

It is sometimes possible to change the term of the loan if you wish. Again please speak to us and we will see what we can do.

Further Information

Consumer credit service provided by Pay4Later in association with Omni Capital Retail Finance. Pay4Later is licensed by The Office of Fair Trading (FRN 760550,). For more information please refer to our frequently asked questions or visit .

Omni Capital Retail Finance is authorised and regulated by the Financial Conduct Authority, licensed by the Office of Fair Trading and a member of the Finance & Leasing Association. For more information please visit finance-main-bg